CHRISTIANS Against Poverty

CAP(CAP) are passionate about lifting people out of debt and poverty through their award winning debt help service and money management course, the CAP Money Course.

It started in 1996 when John Kirkby gave up his successful career in consumer finance to help people out of misery and poverty associated with unmanageable debt. It has have grown into a national charity with a vision to have a CAP Debt centre, opened in partnership with a local church, in every town and city across the UK.

The CAP Course can help anyone manage their money more effectively but is also there to help those in need to maintain a budget and reduce debts.

CAP works with all sorts of peopleThe course is run over three sessions and the course content is available to individuals and small groups – if you would like to attend a course in your area please contact St Luke’s via the website. If you or someone you know is struggling with debt they can also call CAP directly on 0800-328-0006.

Another part of the work CAP do is to provide a unique benefit of the CAP Money Course is access for all those who have been on the course to our remote debt counselling service, CAP Money Plus. This ensures that there is help available to delegates who are in unmanageable debt, even if we do not have a CAP Debt Centre in your area.

What CAP Money Plus offers

CAP Money Plus provides remote help, primarily through email, for people who have attended a CAP Money Course and are in unmanageable debt.

CAP Money Plus can only deal directly with secondary debts (loans, credit cards etc.). For these kind of debts the CAP Money Plus team will negotiate payment plans and facilitate their repayments. For primary debts (mortgage arrears, council tax arrears etc.) the team can give advice and put a plan together for the delegate. They won’t be able to administer the repayments directly.


Go to CAP website



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